New & Used Vehicle Loans

Looking for Financing?

At Alcoa Pgh FCU, you can set your sights on finding a loan for your next new or used vehicle. Alcoa Pgh FCU partners with Member Auto Center to provide you several options to find your next vehicle. Use our quick vehicle search at Member Auto Center to find your perfect vehicle from a list of our preferred dealers across the city. Once you spot the car you like, you can meet with the special credit union representative and close your deal. We try to make it as easy as possible.

Looking to sell or trade-in your vehicle?

Use the Vehicle Value tool to find out what your car is worth using NADA guidelines.

Auto Transfer Loan Special

Transfer your auto loan from another lender and get up to 1.00% off our rate, or your current auto loan rate. Rate CANNOT be reduced lower than our lowest rate for that loan type or be combined with any other promotions.

Get the new vehicle you want and finance up to 100% of the purchase price, including taxes, tags, transfer fees, dealer charges, credit insurance, and an extended warranty. You can choose an affordable repayment term up to 84 months.

Finance the total purchase price or the NADA retail value, whichever is lower. Repayment terms up to 72 months are available.

The same new and used vehicle repayment terms apply to recreational vehicles, motorcycles, boats, or any other titled vehicle.

You’ll know what your monthly payment will be based on what you want to spend, not based on the dealer’s financing that can include a higher vehicle price. With your financing already in place, you can negotiate the best possible deal and speed up the car buying process.

Make car buying easier with our Auto Center Resources, including Credit Life & Disability, Mechanical Breakdown and GAP Insurance.Visit our Auto Center Resources for full details.

You could save instantly when you refinance a vehicle loan you have elsewhere. Call or visit the credit union today for details.

Stop by the credit union or better yet, apply through your online banking/mobile app anytime it’s convenient for you. See current rates.

Apply Online!

Gap Insurance

Mechanical Repair Coverage

Boat/Personal Watercraft Loans

APR APY Info and/or Terms
As low as 9.79% 2022 - 2024 Model Year, 60 Months
As low as 10.19% 2022 - 2024 Model Year, 72 Months
As low as 10.29% 2019- 2021 Model Year, 60 Months
As low as 10.74% 2019 - 2021 Model Year, 72 Months
As low as 10.89% 2017 - 2018 Model Year, 48 Months
As low as 11.44% 2016 and Later Model Year, 36 Months

New Motorcycle/ATV Loan Rates

APR APY Info and/or Terms
As low as 9.99% 2022 - 2024 Model Year, 60 Months
As low as 10.39% 2022 - 2024 Model Year, 72 Months
As low as 10.49% 2019 - 2021 Model Year, 60 Months
As low as 11.04% 2019 - 2021 Model Year, 72 Months
As low as 11.29% 2018 and Later Model Year, 36 Months

Vehicle Loan Rates

APR APY Info and/or Terms
As low as 7.34% 2022- 2024 Model Year, 60 Months
As low as 7.54% 2022 - 2024 Model Year, 72 Months
As low as 8.24% 2022 - 2024 Model Year, 84 Months Loan Amount $35,000 and above
As low as 7.24% 2019 - 2021 Model Year, 60 Months
As low as 7.74% 2019 - 2021 Model Year, 72 Months
As low as 9.49% 2017 - 2018 Model Year, 48 Months
As low as 10.34% 2016 and Later Model Year, 36 Months

Liability insurance with a $500 maximum deductible is required for all automobiles financed at the credit union. Alcoa Pittsburgh FCU must be listed as the loss payee on your insurance.

*Annual Percentage Rate (APR) is determined by your credit score. Rates shown are the lowest rates offered. Other rates and terms are available. All rates are subject to change daily. Other restrictions may apply.