New & Used Vehicle Loans

Looking for financing? At Alcoa Pgh FCU, you can set your sights on finding a loan for your next new or used vehicle. Alcoa Pgh FCU partners with Member Auto Center to provide you several options to find your next vehicle. Use our quick vehicle search at Member Auto Center to find your perfect vehicle from a list of our preferred dealers across the city. Once you spot the car you like, you can meet with the special credit union representative and close your deal. We try to make it as easy as possible. Looking to sell or trade-in your vehicle? Use the Vehicle Value tool to find out what your car is worth using NADA guidelines.

 

Auto Transfer Loan Special- Transfer your auto and get up to 1.00% off our rate or your current rate. Rate CANNOT be reduced lower than our lowest rate for that loan type or be combined with any other promotions.

New Vehicle Loans
Get the new vehicle you want and finance up to 100% of the purchase price, including taxes, tags, transfer fees, dealer charges, credit insurance, and an extended warranty. You can choose an affordable repayment term up to 72 months.

Used Vehicle Loans
Finance the total purchase price or the NADA retail value, whichever is lower. Repayment terms up to 60 months are available.

RVs, Motorcycles, Boats & More
The same new and used vehicle repayment terms apply to recreational vehicles, motorcycles, boats, or any other titled vehicle.

Get A Better Deal − Have Your Loan Pre-Approved
You’ll know what your monthly payment will be based on what you want to spend, not based on the dealer’s financing that can include a higher vehicle price. With your financing already in place, you can negotiate the best possible deal and speed up the car buying process.

Auto Center Resources
Make car buying easier with our Auto Center Resources, including Credit Life & Disability, Mechanical Breakdown and GAP Insurance.Visit our Auto Center Resources for full details.

Refinance And Save
You could save instantly when you refinance a vehicle loan you have elsewhere. Call or visit the credit union today for details.

Applying Is Fast & Easy!
Stop by the credit union or apply online anytime it’s convenient for you. See current rates.

New Motorcycle/ATV Loan Rates

APR*Info and/or Terms
As low as 5.99%2018 - 2020 Model Year, 60 Months
As low as 6.39%2018 - 2020 Model Year, 72 Months
As low as 6.49%2014 - 2017 Model Year, 60 Months
As low as 7.04%2014 - 2017 Model Year, 72 Months
As low as 7.29%2013 and Later Model Year, 36 Months

Boat/Personal Watercraft Loans

APR*Info and/or Terms
As low as 5.79%2018 - 2020 Model Year, 60 Months
As low as 6.19%2018 - 2020 Model Year, 72 Months
As low as 6.29%2014 - 2017 Model Year, 60 Months
As low as 6.74%2014 - 2017 Model Year, 72 Months
As low as 6.89%2011 - 2013 Model Year, 48 Months
As low as 7.44%2010 and Later Model Year, 36 Months

Vehicle Loan Rates

APR*Info and/or Terms
As low as 3.49%2018 - 2020 Model Year, 60 Months
As low as 3.99%2018 - 2020 Model Year, 72 Months
As low as 4.49%2016 - 2017 Model Year, 60 Months
As low as 4.89%2016 - 2017 Model Year, 72 Months
As low as 5.49%2014 - 2015 Model Year, 60 Months
As low as 5.94%2014 - 2015 Model Year, 72 Months
As low as 6.34%2013 and Later Model Year, 36 Months

Liability insurance with a $500 maximum deductible is required for all automobiles financed at the credit union. Alcoa Pittsburgh FCU must be listed as the loss payee on your insurance.

 

*Annual Percentage Rate (APR) is determined by your credit score. Rates shown are the lowest rates offered. Other rates and terms are available. All rates are subject to change daily. Other restrictions may apply.