Loans

Your 24/7 Loan Center

When you need to borrow for any reason, you’ll appreciate the savings and convenience at Alcoa Pittsburgh FCU. You’ll get a great low rate, affordable repayment term, no or low fees, plus the outstanding service you deserve. Simply apply at the credit union or online banking/mobile app 24 hours a day.

Lending Services

When you need a loan, be sure to take advantage of our special services, including our Auto Center Resources, Credit Insurance, Skip-A-Pay Program and Loan Calculators.

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Refinance & Save Instantly

You could save instantly when you consolidate your bills, refinance a loan you have at another financial institution or finance company, or transfer credit card balances you have elsewhere. Call or stop by the credit union for the details.

Applying Is Convenient & Easy

You are always welcome to apply at the credit union, but you can also apply online 24 hours a day. It’s fast and easy too.

Apply Online!

Always Borrow Responsibly

To prevent financial difficulties, always borrow within your means. Ask yourself, “How much can I realistically afford to spend on loan payments and still live within my means?”

Loan Calculators

To help you make an informed decision, you can use our online Loan Calculators to estimate your payments. If you need help choosing the right loan for your budget or have any question, don’t hesitate to call a member service representative at (412) 553-3100.

Explore Loan Calculators

Boat/Personal Watercraft Loans

APR APY Info and/or Terms
As low as 7.79% 2021 - 2023 Model Year, 60 Months
As low as 8.19% 2021 - 2023 Model Year, 72 Months
As low as 8.29% 2018- 2020 Model Year, 60 Months
As low as 8.74% 2018 - 2020 Model Year, 72 Months
As low as 8.89% 2016 - 2017 Model Year, 48 Months
As low as 9.44% 2015 and Later Model Year, 36 Months

New Motorcycle/ATV Loan Rates

APR APY Info and/or Terms
As low as 7.99% 2021 - 2023 Model Year, 60 Months
As low as 8.39% 2021 - 2023 Model Year, 72 Months
As low as 8.49% 2018 - 2020 Model Year, 60 Months
As low as 9.04% 2018 - 2020 Model Year, 72 Months
As low as 9.29% 2017 and Later Model Year, 36 Months

Share Secured Loan Rates

APR APY Info and/or Terms
As low as 3.24% 36 Months
As low as 4.24% 48 Months
As low as 5.24% 60 Months

Home Equity Loan Rates

APR APY Info and/or Terms
As low as 4.99% 60 Months
As low as 5.24% 84 Months
As low as 5.49% 120 Months
As low as 5.74% 180 Months

Vehicle Loan Rates

APR APY Info and/or Terms
As low as 5.49% 2020 - 2022 Model Year, 60 Months
As low as 5.99% 2020 - 2022 Model Year, 72 Months
As low as 6.24% 2020 - 2022 Model Year, 84 Months
As low as 5.74% 2017 - 2019 Model Year, 60 Months
As low as 6.24% 2017 - 2019 Model Year, 72 Months
As low as 7.49% 2015 - 2016 Model Year, 60 Months
As low as 8.34% 2014 and Later Model Year, 36 Months

Personal Loan Rates

APR APY Info and/or Terms
As low as 7.79% 24 Months
As low as 9.24% 36 Months
As low as 9.74% 48 Months
As low as 9.99% 60 Months

FHA/VA Mortgage Rates As Low As

APR APY Info and/or Terms
7.091% 5.875% 30 Year 203K @ 1 Points
7.091% 5.875% 30 Year @ 1 Points
6.821% 5.375% 15 Year @ 1 Points

Adjustable Rate Mortgages As Low As

APR APY Info and/or Terms
7.243% 6.250% 10/6 Yr ARM - 4.446 Points
7.167% 6.250% 7/6 Yr ARM - 2.689 Points
7.165% 6.250% 5/6 Yr ARM - 2.448 Points

Conventional Fixed Rate Mortgage As Low As

APR APY Info and/or Terms
6.694% 6.575% 30 Year @ 0 Points
6.329% 6.175% 20 Year @ 0 Points
6.569% 6.375% 15 Year @ 0 Points
6.372% 6.100% 10 Year @ 0 Points