Loans

Your 24/7 Loan Center
When you need to borrow for any reason, you’ll appreciate the savings and convenience at Alcoa Pittsburgh FCU. You’ll get a great low rate, affordable repayment term, no or low fees, plus the outstanding service you deserve. Simply apply at the credit union or online 24 hours a day.

Lending Services
When you need a loan, be sure to take advantage of our special services, including our Auto Center Resources, Credit Insurance, Skip-A-Pay Program and Loan Calculators. Get the details.

Refinance & Save Instantly
You could save instantly when you consolidate your bills, refinance a loan you have at another financial institution or finance company, or transfer credit card balances you have elsewhere. Call or stop by the credit union for the details.

Applying Is Convenient & Easy
You are always welcome to apply at the credit union, but you can also apply online 24 hours a day. It’s fast and easy too. Apply Online!

Always Borrow Responsibly
To prevent financial difficulties, always borrow within your means. Ask yourself, “How much can I realistically afford to spend on loan payments and still live within my means?”

To help you make an informed decision, you can use our online Loan Calculators to estimate your payments. If you need help choosing the right loan for your budget or have any question, don’t hesitate to call a member service representative at (412) 553-3100.

Share Secured Loan Rates

APR*Info and/or Terms
As low as 2.49%36 Months
As low as 3.49%48 Months
As low as 4.49%60 Months

Home Equity Loan Rates

APR*Info and/or Terms
As low as 4.04%60 Months
As low as 4.24%84 Months
As low as 4.99%120 Months
As low as 4.99% 180 Months

New Motorcycle/ATV Loan Rates

APR*Info and/or Terms
As low as 5.24%16 - 17 Model Year, 60 Months
As low as 5.64%16 - 17 Model Year, 72 Months
As low as 5.74%12 - 15 Model Year, 60 Months
As low as 6.29%12 - 15 Model Year, 72 Months
As low as 6.54%09 - 11 Model Year, 48 Months
As low as 6.94%09 - 11 Model Year, 60 Months
As low as 7.04%06 - 08 Model Year, 36 Months
As low as 7.24%06 - 08 Model Year, 48 Months

Boat/Personal Watercraft Loans

APR*Info and/or Terms
As low as 5.04%16 - 17 Model Year, 60 Months
As low as 5.44%16 - 17 Model Year, 72 Months
As low as 5.54%12 - 15 Model Year, 60 Months
As low as 5.99%12 - 15 Model Year, 72 Months
As low as 6.14%09 - 11 Model Year, 48 Months
As low as 6.59% 09 - 11 Model Year, 60 Months
As low as 6.69%06 - 08 Model Year, 36 Months
As low as 7.14%06 - 08 Model Year, 48 Months

Vehicle Loan Rates

APR*Info and/or Terms
As low as 2.74%16 - 17 Model Year, 60 Months
As low as 3.24%16 - 17 Model Year, 72 Months
As low as 3.74%14 - 15 Model Year, 60 Months
As low as 4.14%14 - 15 Model Year, 72 Months
As low as 4.74%12 - 13 Model Year, 60 Months
As low as 5.19%12 - 13 Model Year, 72 Months
As low as 5.59%10 - 11 Model Year, 48 Months
As low as 6.04%10 - 11 Model Year, 60 Months
As low as 6.64%07 - 09 Model Year, 36 Months

Personal Loan Rates

APR*Info and/or Terms
As low as 7.54%24 Months
As low as 8.99%36 Months
As low as 9.49%48 Months
As low as 9.74%60 Months

FHA/VA Mortgage Rates

APR*RateInfo and/or Terms
4.000%4.925%30 Year 203K @ 0 Points
3.750%4.671%30 Year @ 0 Points
3.375%4.563%30 Year @ 3 Points
3.500%4.591%15 Year @ 0 Points
3.125%4.684%15 Year @ 3 Points

Adjustable Rate Mortgages

APR*RateInfo and/or Terms
3.750%4.117%10 Year @ 0 Points
3.500%4.108%7 Year @ 0 Points
3.375%4.176%5 Year @ 0 Points
3.875%4.439%3 Year @ 0 Points

Conventional Fixed Rate Mortgage

APR*RateInfo and/or Terms
4.000%4.084%30 Year @ 0 Points
3.625%3.959%30 Year @ 3 Points
3.625%3.740%20 Year @ 0 Points
3.250%3.710%20 Year @ 3 Points
3.250%3.396%15 Year @ 0 Points
2.750%3.335%15 Year @ 3 Points
3.125%3.336%10 Year @ 0 Points
2.750%3.602%10 Year @ 3 Points