No matter what you ask your professor over the course of the semester, the most likely response you’ll get is something like, “It’s on the syllabus.” Yes, professors love to write up big documents governing every aspect of behavior in their class. In some instances, it might seem like the iTunes terms and conditions are […]
Q: We really need to set up and stick to a budget, but I’m having trouble getting my family on board. What can I do? A: It’s not uncommon: She’s a saver; he’s a spendthrift – or vice versa. But no one – even spendthrifts – really doubt the value of saving money for a rainy day. […]
As a student, it’s important to find ways to enhance your focus. Perhaps you’ve already tried many methods. Whether it’s a magic supplement promising to turn you into the next Einstein or a veggie smoothie your roommate promises will help you ace every exam, there’s a lot of reason for skepticism. Are there methods that […]
Take your kids with you on your next visit to Alcoa Pittsburgh FCU. Let them watch you balance your checkbook. Show your kids how you pay your bills so they know that electricity, water, gas, phones and cable all cost money. Give them a budget for an item they want, and let them choose which […]
We know that stress can affect our health in many ways, sometimes causing heart disease, obesity, asthma and diabetes. But did you know the brain is also physically impacted by stress? Neuroscientists at the University of California, Berkeley, have found that chronic stress triggers long-term changes in brain structure and function. Neuroeconomics, a fascinating sub-specialty […]
To work or not to work … that is the question. Most of you are probably discovering the thrill of living on a student budget. Whether it’s tuition, books, those good old extras, or just plain independence, wake-up time comes quickly. You need money. And if you can’t or don’t want to demand it from […]
No matter how many times you press the snooze button, the sun winking through your drapes and that blaring alarm tell you there’s no use fighting the fact that morning has arrived. If, like many college students, you find yourself stumbling out of bed and barely making it to class on time, juggling your books […]
Q: I’m in the market for a new home, and everyone I talk to, from friends to financial advisors, suggests I get preapproved for a mortgage before I start house hunting. Why is this so important? A: You’re actually on the receiving end of great advice. When looking to take out a large loan, whether it’s […]
It’s the number one question that separates the super-achievers in college from the party animals: Are you here to earn good grades and learn valuable lifelong skills, or are you here for the active social scene? If you fall somewhere between the two spectrums, you’re not alone. Most college students want to do well academically […]
Usually, paying bills is one of those adult chores that takes time away from family time. It doesn’t have to be that way, though! Getting your kids involved in the family finances can let you take care of your responsibilities and spend time with your children at the same time. It’s easy to say “get […]