Alcoa Pittsburgh FCU, your member owned financial institution, is committed to providing you financial products and services to meet your needs and reach your financial goals.  We are equally committed to protecting our members’ privacy.  You can be confident that your financial privacy is a priority of this credit union.  We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.  If you have any questions, please contact a member service representative at (412) 553-3100.

INFORMATION WE COLLECT AND DISCLOSE ABOUT YOU:

We collect nonpublic personal information about you from the following sources:

· Information we receive from you on membership and loan applications and other forms;

· Information about your transactions with us or others;

· Information we receive from a consumer reporting agency; and

· Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

We may also disclose all the information we collect, as described above, to companies that perform marketing or other services on our behalf, or to other financial institutions with whom we have joint marketing agreements.  To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide.  We do not allow these companies to sell the member information we provide to other third parties.

Lastly, in order to conduct the business of the credit union, we may disclose nonpublic  personal information about you as permitted or required by law.  These disclosures typically include information to process transactions on your behalf, conduct the operations of the credit union, follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with Alcoa Pittsburgh FCU, we will not share information we have collected about you, except as permitted or required by law.

HOW WE PROTECT YOUR INFORMATION:

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data.  Our employees are trained in the importance of maintaining confidentiality and member privacy.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

WHAT YOU CAN DO TO HELP PROTECT YOUR PRIVACY:

· Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords.  Never keep your PIN with your debit or credit card which can provide free access to your accounts if your card is lost or stolen.

· Use caution when disclosing your account numbers, social security numbers, etc to other persons.  If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should be aware official credit union staff have access to your information and would not need to ask for it.

· Keep your information with us current.  It is important that we have current information on how to contact you.  If we detect potentially fraudulent or unauthorized activity or use of the account, we will attempt to contact you immediately.  If you address, home phone number or employment information changes, please let us know.

ONLINE PRIVACY INFORMATION:

Alcoa Pittsburgh FCU is committed to protecting the privacy of our members.  Anyone may visit our website without revealing any personal information or obtaining prior permission.

Information is collected for evaluating the usefulness of our website.  Statistics are kept on the number visitors on our site and how they accessed the site.

The information on this site is provided for INFORMATIONAL PURPOSES ONLY.  All information is subject to CHANGE WITHOUT NOTICE.  Call (412) 553-3100 to confirm information.