Home Mortgage Rates

Effective January 26, 2012*

These Rates are for loan amounts of $40,000 to $417,000**

 

30 Year Conventional Fixed

15 Year Conventional Fixed

4.000% @ 0 Points*

3.250% @ 0 Points*

3.625% @ 3 Points*

 

2.750% @ 3 Points*

 

10 Year Conventional Fixed

20 year Conventional Fixed

3.125% @ 0 Points*

3.750% @ 0 Points*

2.625% @ 3 Points*

3.375% @ 3 Points*

 

Adjustable Rate Mortgages

1 Year ARM

3 Year ARM

5 Year ARM

2.375% @ 0 Points*

 

3.000% @ 0 Points*

 

3.375% @ 0 Points*

 

7 Year ARM

10 Year ARM

 

3.750% @ 0 Points*

4.125% @ 0 Points*

 

 

FHA

30 Year FHA

15 Year FHA

4.000% @ 0 Points*

3.750% @ 0 Points*

3.750% @ 3 Points*

3.375% @ 3 Points*

 

Cash out refinance mortgages may be subject to a rate and/or fee adjustment

*Rates are subject to change.

**Contact a Mortgage Representative for loans less than $40,000 or more than $417,000

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