Vehicle Loans

        

Mechanical Repair Coverage

Getting an auto loan is about more than just the right rate.  It's also about having the right protection.

MEMBERS CHOICE Mechanical Repair Coverage (MRC) helps pay for covered repairs on your car when that unexpected breakdown occurs.  For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars!

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Guaranteed Asset Protection GAP Plus

There could be a big difference between what your insurance will pay and what you owe on your loan.

GAP is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

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Whether you are looking to buy a new car or a previously owned car, we have the right financing solution for you.

The credit union will finance 100% of the purchase price of a new vehicle including taxes, transfer fees, extended warranty, etc. for a maximum repayment term of 72 months on qualified vehicles.

On previously owned vehicles, the credit union will finance up to the purchase price or the NADA retail value, whichever is lower for a maximum repayment term of 60 months on qualified vehicles.

The same criteria apply for RVs, motorcycles, boats or any other kind of title vehicle.

Liability insurance with a maximum deductible of $500 must be carried on all automobiles securing a loan.  Alcoa Pittsburgh FCU must be listed as the loss payee on the automobile insurance.

2007 Fuel Economy Guide