HOLIDAY LOAN

                               SPECIAL

                     HURRY OFFER ENDS DECEMBER 31, 2006

                              ONE YEAR UNSECURED AS LOW AS 6.50%APR*

                                 USE THE FUNDS FOR ANYTHING YOU NEED:

                           HOLIDAY EXPENSES

                             HOME IMPROVEMENTS

                           EDUCATION

                            VACATION

    CALL TODAY AT 412-553-3100 OR SELECT APPLICATIONS TO GET STARTED

*APR=Annual Percentage Rate. Rate as low as 6.50% for 12 months. Rate shown is based on A+ credit score. Actual Rate may vary based on credit worthiness. Offer valid through December 31, 2006.